The Turkish Statistical Institute (TÜİK) has published data on the real returns of the main investment instruments for February 2026. According to the statistics, the most profitable instrument for the month was the stock market. The BIST 100 index provided investors with about 7% real return.
Gold also showed a solid result — about 5% real profit over the same period. At the same time, a number of financial instruments demonstrated negative dynamics. The US dollar declined by about 1.8%, the euro by about 1%, while government bonds showed negative returns at around 0.8%.
Looking at longer time periods, the BIST 100 index also provided the highest return over the past three months. However, over six months and one year, gold became the leader in terms of profitability. The US dollar turned out to be one of the most unprofitable instruments across several time horizons.
Bank deposits in Türkiye 2026
Data on the profitability of bank deposits has been updated following the latest changes in interest rates. Banks have adjusted conditions for short-term deposits, and a new range of offers has formed on the market.
If 500,000 Turkish lira are placed for 32 days, the possible net profit at the end of the deposit period may be:
- Halkbank — rate 35%, net income about 12,658 lira, final amount 512,658 lira.
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Enpara.com and Şekerbank — rate 37%, net income about 13,381 lira, final amount 513,381 lira.
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İş Bankası — rate 37.5%, net income about 13,562 lira, final amount 513,562 lira.
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Garanti BBVA, Odea Bank and several other banks with a rate around 39% — net income about 14,104 lira, final amount 514,104 lira.
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Hayat Finans — rate 39.51%, net income about 14,289 lira, final amount 514,289 lira.
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Ziraat Bankası — rate 39.75%, net income about 14,375 lira, final amount 514,375 lira.
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Akbank — rate 40%, net income about 14,466 lira, final amount 514,466 lira.
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DenizBank and QNB Finansbank — rate 40.25%, net income about 14,556 lira, final amount 514,556 lira.
Thus, among the listed banks, the highest returns on short-term deposits are currently offered by DenizBank and QNB Finansbank.
Resort real estate as an income-generating asset
Currently, on the secondary market in Alanya it is possible to find a number of properties at noticeably reduced prices compared to the period of active growth in recent years. Liquid apartments priced from 60,000 euros can be found.
Short-term rentals bring owners from about 5% per year in euros under turnkey management conditions. Long-term rentals are also in demand, as Alanya is not just a resort but a developing and comfortable city for living by the sea.
Such a situation is not long-term. The real estate market traditionally develops cyclically, and periods of price decline or stagnation are usually replaced by stages of growth. At the moment, conditions have formed that many industry participants call a “buyer’s market”: sellers are more willing to discuss discounts, and the selection of properties on the secondary market allows different investment strategies to be considered.
Fundamental factors indicate a possible change in the balance of supply and demand in the medium term. Construction costs in Türkiye have increased significantly in recent years, putting pressure on the cost of new projects. At the same time, there has been a decline in developer activity and a significant reduction in the number of new construction projects.
The combination of rising construction costs and declining developer activity will inevitably lead to a shortage of new real estate in the coming years. Take advantage of this window of opportunity and invest in real estate by the sea. Ask your questions in the online chat on the website.